Charles Schwab investment Banking
Get more loan options—and competitive rates—for home loans, and a quick closing through Schwab Bank's home loans program provided by Quicken Loans—the nation's largest online mortgage lender2 with over 31 years of home loan experience.
Refinance Your Mortgage
Refinance your home loan to shorten the length of your loan, or to lower your interest rate and reduce your monthly payments.
Ready to start the conversation?
Mon.-Fri., 8 a.m.-9 p.m. ET; 8 a.m.-4 p.m. ET
Pledged Asset Line® (PAL)
Whether you would like to renovate your existing property, invest in real estate, or expand your business, PAL gives you an immediate, flexible, non-purpose line of credit that leverages the value of your investments.
Ready to open a PAL?
Mon.-Fri., 8:30 a.m.-8 p.m. ET
Or visit your local branch to find out more.
Charles Schwab Bank
*Schwab Bank High Yield Investor Checking accounts are available only as linked accounts with Schwab One® accounts. The Schwab One brokerage account has no minimum balance requirements, and there is no requirement to fund this account when it is opened with a linked High Yield Investor Checking account.
1. Unlimited ATM fee rebates apply to cash withdrawals using the Schwab Bank Visa® Platinum card (also referred to as a "check card" or "Visa check card") wherever it is accepted. ATM fee rebates do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Schwab Bank account. Schwab Bank makes its best effort to identify those ATM fees eligible for rebate based on information it receives from Visa and ATM operators. In the event that you have not received a rebate for a fee that you believe is eligible, please call a Schwab Bank Client Service Specialist for assistance at 888-403-9000. Schwab Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
2. Source: National Mortgage News, third quarter 2016 report, based on total originations.
This offer is subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an obligation to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. Program terms and conditions are subject to change.
Home equity lines have a 10-year draw period followed by a 20-year repayment period. During the draw period, you will be required to make monthly payments of accrued interest. Payments will increase if rates increase. At the end of the draw period, your required monthly payments will increase because you will be paying both principal and interest.
Charles Schwab Bank and Charles Schwab & Co., Inc., are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Investment products are offered by Charles Schwab & Co., Inc. (Member SIPC). Charles Schwab & Co., Inc., does not solicit, offer, endorse, negotiate, or originate any mortgage loan products and is neither a licensed mortgage broker nor a licensed mortgage lender. Home lending is offered and provided by Quicken Loans Inc., an Equal Housing Lender. Quicken Loans Inc. is not affiliated with The Charles Schwab Corporation, Charles Schwab & Co., Inc., or Charles Schwab Bank. Deposit and other lending products are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.
Quicken Loans is licensed in all 50 states Quicken Loans Nationwide Mortgage Licensing System #3030. Restrictions may apply. Equal Housing Lender. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc.